When you’re injured on the job, the last thing you need is misinformation getting in the way of your recovery. Unfortunately, misconceptions about workers’ compensation benefits can cost you money, peace of mind and access to vital resources. It’s time to set the record straight.
Myth: I’ll lose my job if I report a work accident
Many workers hesitate to file a workers’ comp claim because they’re afraid of losing their jobs. This fear is understandable, but it’s essential to know that you have legal protections against retaliation.
West Virginia laws prohibit employers from firing or discriminating against employees who file or attempt to file a workers’ comp claim. To protect yourself:
- Write down all conversations about your injury
- Keep copies of accident reports and medical records
- Tell your doctor your injury happened at work
- Report the injury to your supervisor right away
If you face backlash, talk to a lawyer who knows workers’ comp laws.
Myth: I need to prove who was to blame
Another common myth is that you can only get workers’ comp if your employer does something wrong. That’s not how it works. Workers’ comp is a “no-fault” system. This means you can get benefits even if the accident was no one’s fault.
There are a few exceptions. You probably won’t get benefits if you:
- Were high or drunk when you got hurt
- Hurt yourself on purpose
- Started a fight that led to your injury
But in most cases, you don’t have to prove anyone was negligent. You just need to show you got hurt doing your job.
Myth: I should just move on from the accident
Some workers think filing for workers’ comp makes them look soft or weak. They try to work through the pain instead of getting help. This is a big mistake. Getting proper treatment right away is crucial for healing. Pushing yourself too hard can make your injury worse and lead to long-term problems.
Real strength means standing up for yourself and your family. It takes guts to fight for the benefits you’ve earned, and getting the support you need can speed up your recovery. Don’t let pride get in the way of your health and financial security.
Knowing the truth about workers’ comp empowers you to make the best decisions for your future. By staying informed, you can protect yourself and your livelihood.