Experiencing a hit-and-run accident can be overwhelming. Not only do you face physical and emotional challenges, but you also need to figure out how to seek compensation for your losses. This article will guide you through the steps you can take if you ever find yourself in this situation.
A hit-and-run accident happens when the driver that caused the accident leaves the scene without providing their contact and insurance information. This can complicate seeking compensation, as you may not have the other driver’s details. However, there are still ways to pursue a claim.
Immediate steps to take
After an accident, it is crucial to prioritize your and your passengers’ well-being. The following steps can guide you through this process:
- Call the police: Contact the police immediately after the accident. An official report can be helpful for your insurance claim and may help identify the fleeing driver.
- Gather information: Note as much information as possible about the other vehicle and the incident. Details like the brand, model, color, and license plate can be helpful. If there are witnesses, collect their contact information.
- Get checked by a doctor: Even if you feel okay, it is important to have a healthcare professional examine you. Certain injuries might not show symptoms right away. Additionally, medical documentation can strengthen your claim.
Once you are safe, you can start planning your next steps. After a hit-and-run, your insurance policy is your primary source of compensation. West Virginia requires drivers to carry uninsured motorist coverage, which can cover damages when the other driver is unidentified. Report the accident to your insurance company promptly and provide them with all the information you have gathered.
Do you need a lawyer?
Consider reaching out to a lawyer with experience in hit-and-run cases. They can provide valuable advice on proceeding with your claim and help you understand your rights. A lawyer can deal with the insurance company and ensure you receive fair compensation for your injuries, property damage, and other losses.
Dealing with insurance adjusters
Insurance adjusters may contact you for more information. It is essential to be honest while sticking to the facts. Avoid giving recorded statements or discussing details you are unsure about without consulting your lawyer. Your lawyer can guide you on how to handle these interactions.
When filing a claim, include all relevant documentation, such as the police report, medical records, and any evidence you collected at the scene. Be clear and concise in describing the accident and its impact on your life. This will help your insurance company assess your claim accurately. You may be entitled to compensation for various damages, including:
- Medical expenses
- Lost wages
- Property damage
- Pain and suffering
Fortunately, your lawyer can ensure that your claim covers all these aspects to maximize your compensation. Additionally, they can defend your interests and identify unfair practices.
A hit-and-run accident can be daunting, but by taking the right steps, you can demand the compensation you deserve. Remember to act quickly, gather information and seek professional legal advice. By doing so, you can protect your rights and enhance your chances of a successful claim.